Life Insurance No Medical Exam Do Life Insurance Medical Exams ONLY Use The 15 Ng/ml Cut Off For THC/Marijuana, Or Use 50 Ng/ml Screening?

Do Life Insurance Medical Exams ONLY Use the 15 ng/ml Cut Off for THC/Marijuana, or Use 50 ng/ml Screening? - life insurance no medical exam

Are laboratories, carrying out medical examinations for life insurance often thresholds NIDA standard urine screen for marijuana and THC (eg 50 ng / ml -> only the tests at 15 ng / ml positive, if the first screen test), or simply Ignore this reduction of the high prices of the first screening test and the far right, the first and only time, 15 ng / ml?